Privacy Policy

Great Credit 101 Takes Your Privacy Seriously

What This Policy Covers

Your information is safe with us. The website is owned by HOPE USA, Inc. This privacy policy covers HOPE USA, Inc.’s treatment of personally identifiable information that collects when you are on our site and when you use’s services. This policy does not apply to the practices of companies and websites that HOPE USA, Inc. does not own or control, or to people that HOPE USA, Inc. does not employ or manage.

Information Collection and Use collects personally identifiable information when you use our discussion boards, purchase products or send us email. Information collected will include, but not be limited to: your name, e-mail address, the website which referred you to us, and the internet service provider you use, IP address, mailing address and phone numbers.

HOPE USA, Inc. Uses Information for Two Purposes

To fulfill your requests for certain products and services; and to contact you about specials and new products that we sell.

Information Sharing and Disclosure

HOPE USA, Inc. will not sell or rent your personally identifiable information to anyone unless:

  • We have your consent to share the information.
  • We need to share your information to provide the product or service you have requested.
  • We respond to subpoenas, court orders or legal process.
  • We find that your actions on our websites violate the HOPE USA, Inc. terms of service, or any of our usage guidelines for specific products or services.

CommissionHOPE USA Inc. may receive a commission based upon your applications and/or approval of resources featured on


Google and the DoubleClick DART cookie:

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

You can find additional information in Appendix A of the NAI Self-Regulatory principles for publishers (PDF). Please note that the NAI may change this sample language at any time.

Changes to This Privacy Policy

HOPE USA, Inc. may edit this policy from time to time. If we make any substantial changes we will notify you by posting a prominent announcement on our pages.